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Reading: USD/CAD trades flat after BoC retains charges unchanged, Fed determination in focus
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Forex

USD/CAD trades flat after BoC retains charges unchanged, Fed determination in focus

Editor
Last updated: January 28, 2026 4:46 pm
Editor
Published: January 28, 2026
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USD/CAD trades flat after BoC retains charges unchanged, Fed determination in focus


The Canadian Greenback (CAD) holds agency towards the US Greenback (USD) on Wednesday, as merchants digest a largely uneventful Financial institution of Canada (BoC) curiosity determination. On the time of writing, USD/CAD is buying and selling round 1.3570, with consideration now turning to the Federal Reserve’s (Fed) rate of interest determination due at 19:00 GMT.

The BoC left its benchmark rate of interest unchanged at 2.25%, according to market expectations, and supplied little in the way in which of recent steerage. In its Financial Coverage Assertion, the BoC mentioned financial coverage stays targeted on retaining inflation near the two% goal whereas serving to the economic system navigate a interval of structural adjustment. Governing Council judged that the present coverage fee “stays acceptable.”

Nonetheless, officers harassed that uncertainty is heightened, that dangers are being monitored intently, and that the central financial institution stands prepared to reply if the outlook adjustments.

The accompanying Financial Coverage Report underscored that the Canadian economic system continues to face headwinds from elevated commerce uncertainty and US tariffs, whereas progress is predicted to stay modest. The BoC now expects Gross Home Product (GDP) to rise by 1.1% in 2026 and 1.5% in 2027.

On inflation, policymakers forecast CPI to common 2% in 2026, barely under the earlier 2.1% estimate, and a couple of.1% in 2027, unchanged from the October outlook.

Regardless of the muted BoC final result, USD/CAD discovered some assist because the US Greenback staged a modest rebound throughout the board. The Dollar drew recent bids after feedback from US officers helped stabilize sentiment following latest heavy promoting.

US Treasury Secretary Scott Bessent mentioned the USA maintains a “sturdy Greenback” coverage. Bessent additionally mentioned Washington is “completely not” intervening within the Greenback-Yen pair at current. The feedback got here a day after President Donald Trump mentioned he’s not involved concerning the latest decline within the US Greenback.

The US Greenback Index (DXY), which tracks the Dollar towards a basket of six main currencies, is buying and selling round 96.40, rebounding modestly after hitting a four-year low of 95.56 on Tuesday.

Wanting forward, market focus now shifts squarely to the Fed’s rate of interest determination. Whereas no change in charges is predicted, merchants will intently watch Chair Jerome Powell’s tone and steerage for clues on the timing and tempo of potential cuts later this yr.

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Reading: USD/CAD trades flat after BoC retains charges unchanged, Fed determination in focus
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