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Girls and gents, esteemed buyers and analysts, thanks very a lot for taking outing of your busy schedules to affix right now’s earnings convention name for MS&AD Insurance coverage Group Holdings, Inc. My identify is Hayashi from the Investor Relations Division, and I might be serving because the moderator for this session. I recognize your type consideration and stay up for your participation.
Immediately, along with myself, Hayashi, we’re joined by Mr. Nakayama, Basic Supervisor of Accounting in addition to members from the Investor Relations and Accounting Division. The presentation supplies can be found on our firm’s web site underneath the Buyers part, particularly within the IR Occasions space listed alongside the earnings launch and the opposite associated disclosures for the fiscal 2025 full 12 months outcomes. Please have these supplies at hand as we proceed.
Please notice that the outcomes for fiscal 12 months 2025 are introduced in accordance with Japanese accounting requirements, whereas the forecast for the fiscal 12 months 2026 are based mostly on IFRS. As with our earlier convention calls, we’ve included a abstract of right now’s presentation within the supplies. Subsequently, on the outset, I’ll focus solely on the important thing factors, and we’ll dedicate a lot of the session to the Q&A. We goal to conclude the whole assembly in roughly 45 minutes, and we recognize your understanding.
