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Reading: David Schwartz Denies Signing Settlement with Ripple to Misinform XRP Holders
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News

David Schwartz Denies Signing Settlement with Ripple to Misinform XRP Holders

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Last updated: May 5, 2026 7:35 am
Editor
Published: May 5, 2026
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David Schwartz Denies Signing Settlement with Ripple to Misinform XRP Holders


Contents
  • Key Factors 
  • Schwartz Rejects Claims of NDA-Pushed Misinformation
  • Debunking Excessive XRP Worth Predictions
  • Continued Affect After Exit as Ripple CTO

Ripple CTO Emeritus David Schwartz has dismissed claims that his public statements are constrained by non-disclosure agreements (NDAs) he signed with Ripple. 

–

His response comes amid recent hypothesis throughout the XRP neighborhood about how a lot insiders like Schwartz can actually disclose after stepping away from official roles. 

Key Factors 

  • A neighborhood member speculated that David Schwartz could also be constrained by NDAs limiting full transparency round Ripple and XRP.
  • Schwartz says he by no means signed any settlement that may require him to mislead XRP holders.
  • His response adopted criticism of a broadly circulated $10,000 XRP value prediction, which he argues lacks backing from rich traders.
  • He emphasised that if markets genuinely anticipated XRP to succeed in even $100 within the close to time period, substantial institutional accumulation would already be evident.

Schwartz Rejects Claims of NDA-Pushed Misinformation

Throughout a latest trade, a person argued that Schwartz, having left his place as Ripple’s CTO, would possibly nonetheless be sure by NDAs that restrict what he can say in regards to the firm or its product. The person additional implied that such agreements might power him to current data that doesn’t totally replicate actuality.

Nevertheless, Schwartz rejected this declare. He acknowledged that he has by no means signed, and would by no means signal, any settlement that requires him to lie, together with to XRP holders. As a substitute, he defined that when he can not converse freely, he chooses to stay silent or keep away from the query altogether fairly than present data he believes is inaccurate. 

I’d by no means, and have by no means, signed any settlement that required me to lie. I’d at all times select to say nothing or keep away from a query than give a solution that I didn’t imagine to be truthful and correct.

— David ‘JoelKatz’ Schwartz (@JoelKatz) Might 3, 2026

Debunking Excessive XRP Worth Predictions

Notably, this dialogue adopted Schwartz’s try to problem the $10,000 value prediction for XRP. He argued that if rational, rich traders believed there was even a 1% probability XRP might attain $10,000 throughout the subsequent decade, the asset would already be buying and selling nearer to $20.

In different phrases, such traders would start accumulating XRP prematurely, driving the worth larger in anticipation of that potential final result. Since this habits has not materialized, Schwartz concluded that the $10,000 projection is unrealistic.

Furthermore, Schwartz dismissed claims that Ripple has a hidden technique to artificially enhance XRP’s worth. He reasoned that if such a mechanism existed, the corporate would have already used it fairly than withholding it for years.

Continued Affect After Exit as Ripple CTO

Though Schwartz stepped down as CTO in December 2025, he transitioned into the position of CTO Emeritus and stays on Ripple’s board. Consequently, he continues to weigh in on XRP-related discussions and market narratives.

Earlier this yr, as an illustration, he reiterated that if the market genuinely believed XRP might attain $100 within the close to time period, large-scale accumulation would already be occurring behind the scenes. 

As well as, Schwartz has actively challenged misconceptions surrounding Ripple’s escrow holdings. Whereas some neighborhood members advocate burning escrowed XRP to stop month-to-month unlocks, he maintains that this motion wouldn’t materially influence value.

Supporting this view, he usually compares XRP’s efficiency with Bitcoin’s over comparable durations. Based on Schwartz, if Ripple’s token unlocks have been considerably affecting XRP’s value, the asset wouldn’t constantly transfer in tandem with Bitcoin.

DisClamier: This content material is informational and shouldn’t be thought-about monetary recommendation. The views expressed on this article might embody the creator’s private opinions and don’t replicate The Crypto Fundamental opinion. Readers are inspired to do thorough analysis earlier than making any funding choices. The Crypto Fundamental just isn’t chargeable for any monetary losses.



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Reading: David Schwartz Denies Signing Settlement with Ripple to Misinform XRP Holders
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