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Reading: XRP’s DeFi Utility Expands as Flare Introduces Modular Lending for XRP
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News

XRP’s DeFi Utility Expands as Flare Introduces Modular Lending for XRP

Editor
Last updated: February 3, 2026 5:53 pm
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Published: February 3, 2026
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XRP’s DeFi Utility Expands as Flare Introduces Modular Lending for XRP


Contents
  • Flare Launches Modular Lending For XRP
  • One other Bullish Basic With Ripple’s Tokenization Transfer

The Flare community has launched the first-ever modular lending for XRP, marking the community’s newest transfer to spice up the token’s DeFi use case. With this transfer, holders of the FXRP token, which is the 1:1 model of XRP on Flare, will be capable of borrow stablecoins and different crypto property utilizing their holdings alongside different notable DeFi methods.

Flare Launches Modular Lending For XRP

In a press launch, Flare introduced that it has partnered with Morpho and Mystic to launch modular lending, a transfer it famous marks a serious milestone in its XRPFi imaginative and prescient to remodel the token from a dormant asset right into a “productive supply of yield, credit score, and composable technique.”

Notably, this newest growth comes simply weeks after Flare launched the FXRP token on Hyperliquid, which was the primary spot marketplace for XRP on the decentralized alternate. The community has additionally taken different steps to spice up DeFi methods for XRP holders, together with introducing staking by means of Fireflight and yield tokenization by means of Spectra.

In the meantime, Flare famous that with the launch of modular lending for XRP, FXRP holders will now be capable of deposit their tokens into curated and yield-bearing vaults. Moreover, they’ll use the token as collateral to borrow stablecoins or different property.

They may even be capable of loop capital throughout staking, lending, and borrowing. The community famous that this primarily expands DeFi choices for XRP holders, as they now have new methods to earn, borrow, and strategize whereas their underlying tokens stay on the XRP Ledger (XRPL).

One other Bullish Basic With Ripple’s Tokenization Transfer

XRP and the XRPL additionally bought a serious increase immediately with Billiton Diamond and Ctrl Alt’s announcement to tokenize over $280 million value of licensed polished diamonds on the XRPL with Ripple’s backing. The companies revealed that they’ve already minted the tokens on the XRPL, which they selected for its “quick settlement, low charges, and scalable structure.”

Ripple will notably present custody providers for these tokenized property. It is a constructive for XRP, as tokenized real-world property (RWAs) on the XRPL proceed to develop, which might additional increase the token’s adoption. Commenting on this tokenization initiative, Ripple’s govt Reece Merrick stated it demonstrates how the crypto agency’s know-how is bridging the hole between bodily property and the digital financial system.

In the meantime, the XRP value is down amid these developments. TradingView knowledge exhibits that the Ripple-linked token is buying and selling at round $1.57 on the time of writing, down over 2% within the final 24 hours.

Supply: TradingView; XRP Every day Chart

This is because of a broader crypto market downtrend, with Bitcoin dropping beneath $76,000 immediately. High altcoins Ethereum, Solana, BNB, ADA, and Dogecoin have additionally posted important losses amid this downtrend.

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Reading: XRP’s DeFi Utility Expands as Flare Introduces Modular Lending for XRP
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