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Reading: XRP Whale and Retail Wallets Have Accrued $1B+ in XRP Since 2026 Began
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News

XRP Whale and Retail Wallets Have Accrued $1B+ in XRP Since 2026 Began

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Last updated: January 18, 2026 2:48 am
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Published: January 18, 2026
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XRP Whale and Retail Wallets Have Accrued B+ in XRP Since 2026 Began


Contents
  • Key Information Factors
  • XRP Whale and Retail Pockets Balances at Begin of 2026
  • Retail Contributed the Most to the $1.14B Accumulation 

XRP whale and retail addresses have launched into an accumulation spree, gulping over $1 billion price of XRP because the yr started.

Whereas most XRP deal with tiers have elevated their balances in 2026, the buildup development seems extra pronounced with sure whale and retail addresses. Particularly, retail wallets holding 0.01 to 0.1 XRP and whale wallets holding between 10 million and 1 billion XRP have procured the most important quantity of XRP tokens.

These addresses have amassed over 570 million XRP tokens, price round $1.14 billion at present costs, since 2026 started. Curiously, the tier of deal with holding between 0.01 and 0.1 XRP, which represents the retail class, contributed probably the most to this determine, having procured 260 million XRP price over $520 million.

Key Information Factors

  • Most XRP deal with tiers have continued to extend their holdings since 2026 started.
  • Retail wallets holding 0.01 to 0.1 XRP and whale wallets holding 10 million to 1 billion XRP have led this marketing campaign, having procured $1.14 billion in 2026.
  • The retail deal with tier with balances starting from 0.01 to 0.1 XRP has contributed probably the most, with $520 million.
  • This development comes as XRP recovers the $2 value area amid a broader market rebound push this yr.

XRP Whale and Retail Pockets Balances at Begin of 2026

Information from Santiment confirms this accumulation marketing campaign, which intensified earlier this yr, as XRP recovered by practically 31% from its opening value. For context, at first of the yr, the retail (0.01 to 0.1 XRP) and whale (10 million to 1 billion XRP) addresses in query cumulatively held 27.06 billion XRP.

Of this complete, the retail wallets with balances starting from 0.01 to 0.1 XRP held 7.95 billion XRP. In the meantime, these with 10 million to 100 million XRP had a cumulative stability of 10.98 billion, whereas the addresses holding between 100 million and 1 billion XRP had 8.13 billion XRP as their stability.

Retail Contributed the Most to the $1.14B Accumulation 

Curiously, whereas all their balances have elevated since then, the retail addresses noticed the most important spike. Particularly, the whales with 10 million to 100 million XRP now have a stability of 11.17 billion tokens, representing a rise of 190 million XRP. These with 100 million to 1 billion tokens have seen their stability rise by 120 million XRP to eight.25 billion XRP.

XRP Whale and Retail Accumulation | Santiment

On the identical time, retail wallets with 0.01 to 0.1 XRP now maintain a stability of 8.21 billion XRP, marking a rise of 260 million XRP or $520 million because the begin of the yr. That is anticipated, as retail traders have a tendency to reply higher to fast value surges equivalent to what XRP recorded from Jan. 1 to six. Collectively, all addresses in query now maintain 27.63 billion XRP, representing a rise of 570 million XRP ($1.14 billion) from their preliminary stability.

DisClamier: This content material is informational and shouldn’t be thought-about monetary recommendation. The views expressed on this article might embrace the creator’s private opinions and don’t replicate The Crypto Primary opinion. Readers are inspired to do thorough analysis earlier than making any funding selections. The Crypto Primary isn’t chargeable for any monetary losses.

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Reading: XRP Whale and Retail Wallets Have Accrued $1B+ in XRP Since 2026 Began
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