Synchrony Monetary (SYF) UBS Monetary Providers Convention 2026 February 10, 2026 1:50 PM EST
Firm Contributors
Brian Wenzel – Government VP & CFO
Convention Name Contributors
L. Erika Penala – UBS Funding Financial institution, Analysis Division
Presentation
L. Erika Penala
UBS Funding Financial institution, Analysis Division
All proper, all people. So persevering with on to our client finance theme, now we have the most effective of the bunch within the center. Synchrony Monetary’s CFO is becoming a member of me, Brian Wenzel. Thanks, Brian, for coming.
Brian Wenzel
Government VP & CFO
Erika, thanks for the invitation. I suppose that niceties going to imply you are going to ask me harder questions and each Christoph…
L. Erika Penala
UBS Funding Financial institution, Analysis Division
Block and bridge.
Brian Wenzel
Government VP & CFO
Block and bridge.
Query-and-Reply Session
L. Erika Penala
UBS Funding Financial institution, Analysis Division
So let’s begin off with a top-of-the-house query. So so much has occurred since we have been final on the stage from each a macro and a coverage standpoint. So the very first thing I actually wish to do is double-click on the well being of the Synchrony client and the way it might have advanced over the previous 12 months, given all of the shifting items within the background?
Brian Wenzel
Government VP & CFO
Sure. Nice query, Erika. I really feel like once I get requested this query, you are feeling such as you’re saying what everybody else is saying in regards to the stability of the patron. And I believe in the event you return a few years in the past, as considered one of in all probability solely 2 full spectrum lenders in the USA, I believe we have been one of many first ones, I believe, to say about there is a Okay-shaped restoration right here, and we felt extra strain on the decrease finish. The excessive finish was doing rather well.
I believe in the event you have a look at
