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Reading: Stripe-Owned Bridge Will get OCC Conditional Approval for Financial institution Constitution
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Stripe-Owned Bridge Will get OCC Conditional Approval for Financial institution Constitution

Editor
Last updated: February 17, 2026 10:17 pm
Editor
Published: February 17, 2026
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Stripe-Owned Bridge Will get OCC Conditional Approval for Financial institution Constitution


Stablecoin platform Bridge, owned by the funds processor Stripe, stated it had obtained conditional approval to function as a federally chartered nationwide belief financial institution below the US Workplace of the Comptroller of the Foreign money (OCC).

In a Tuesday discover, Bridge stated it had obtained conditional approval from the banking regulator, permitting the corporate to “function stablecoin services and products below direct federal oversight” as soon as totally authorised. Bridge stated the constitution would permit it to supply custody of digital property, situation stablecoins and handle stablecoin reserves.

“Our compliance framework already positions Bridge to be GENIUS prepared,” stated the corporate, referring to the stablecoin invoice signed into regulation in July 2025. “Now reaching a nationwide belief financial institution constitution will present our prospects the regulatory spine they should construct with stablecoins confidently and at scale.”

Supply: Bridge

Bridge is certainly one of a number of crypto-aligned corporations looking for a nationwide belief financial institution constitution from the OCC following the passage of the GENIUS Act. In December, the company conditionally authorised purposes from BitGo, Constancy Digital Belongings and Paxos to transform their respective state-level belief corporations, and conditionally authorised Circle and Ripple for nationwide belief financial institution charters.

Associated: Bankers push OCC to gradual crypto belief charters till GENIUS guidelines clarified

Based on OCC data, Bridge utilized for a financial institution constitution in October and was given approval on Feb. 12. Stripe acquired the platform in 2025 as a part of a $1.1 billion deal for the corporate to help stablecoin funds.

In a Wednesday letter, the American Bankers Affiliation (ABA) urged the OCC to gradual its approval of crypto corporations for nationwide financial institution belief charters, saying guidelines below the GENIUS Act have been nonetheless unclear. Based on the banking group, corporations might use nationwide belief charters to primarily bypass oversight by US monetary regulators.

“[…] ABA strongly encourages OCC to be affected person, not measure its software decisioning progress towards conventional timelines, and permit every constitution applicant’s regulatory obligations to return totally into view earlier than transferring a constitution software ahead,” stated the letter.

US policymakers nonetheless contemplating learn how to deal with stablecoin rewards

As US lawmakers within the Senate advance payments to ascertain a complete digital asset market construction framework, White Home officers proceed to satisfy with representatives from the crypto and banking industries to deal with stablecoin yield. Addressing stablecoins throughout the market construction invoice, in addition to points associated to tokenized equities and conflicts of curiosity, could possibly be a sticking level for a lot of lawmakers forward of a possible vote within the Senate.

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