Moneymagpie Crew
seventeenth Aug 2025
Studying Time: 9 minutes
Discovering live-in jobs could be a good option to maintain your month-to-month bills down, as they usually embody free lodging or decreased rents. If you’ll be able to transfer location with out commitments equivalent to kids and pets, live-in jobs might be a good way to construct up your financial savings quick. So, the place are you able to discover a job that features lodging?


Cruise Ships
Cruise ship jobs embody pay, meals, lodging – and worldwide journey!
Many cruise ships jobs don’t require a lot earlier expertise, and supply dwelling quarters as a part of the contract. The hours are very lengthy for a lot of positions, and also you’ll usually must share your dwelling house with different individuals – particularly whenever you’re beginning out. Nonetheless, the dwelling bills of being on a cruise ship are extremely low, as you don’t pay for board, get free meals, and solely spend on web prices (which might be pricey round £5 a day – but it surely’s as much as you if you’d like it) and shore journeys that you simply need to take.
The vary of cruise ship jobs is large. 1000’s of individuals discover work yearly working in catering and hospitality, whether or not as servers, cooks, kitchen workers or bar workers, whereas the on-board outlets and casinos additionally want retail and buyer assistant workers. Leisure officers assist to organise and run cruise actions, whereas others shall be liable for on-shore excursions. Then, after all, you will have crew to function the ship, equivalent to engineers, in addition to upkeep workers. Cleansing crews might be liable for visitor or crew areas, or each. Performers are an enormous a part of cruise leisure, from actors and singers to musicians, too.
How a lot can I earn?
The pay you get, the size of your contract, and even the kind of room you’ll dwell in all rely in your job sort and expertise. For instance, junior kitchen workers are more likely to share rooms, whereas lead performers for the night reveals may have their very own rooms.
Yow will discover cruise ship jobs instantly on the cruise operator web sites, equivalent to TUI and Carnival, or on job websites like Certainly. It’s possible you’ll want some employment necessities, equivalent to talking a second language, first help coaching, or prior marine expertise, so ensure you verify eligibility earlier than making use of.


Personal Yachts
Should you don’t need to go to sea with 1000’s of individuals day by day, the personal yachting trade is perhaps for you. There’s been an enormous increase in curiosity lately because of TV reveals like Under Deck, which present the ins and outs of engaged on yachts.
You will have marine expertise if you wish to be a deckhand or operational crew, or hospitality and/or housekeeping expertise if you wish to be on the inside workers. There are additionally jobs for proficient cooks and kitchen workers. You will have to have a present STCW Primary Security Coaching Certificates and in addition an ENG 1 (Seafarers Medical Certificates, in addition to a legitimate passport and related visas.
The pressures of the personal yachting trade are completely different to cruise ship work. You’ll work both on constitution yachts, which have completely different individuals hiring the yacht and crew for brief journeys, or as a non-public crew member for a yacht proprietor. It’s often seasonal work, though some individuals could discover year-round work, equivalent to cooks, or crusing crew who can transfer boats between areas throughout low season.
How a lot can I earn?
You’ll get your lodging and meals included, and relying in your expertise the pay might be comparatively good whenever you consider the low dwelling bills. A junior stew can earn round $3,500 a month, whereas a senior or chief may earn upwards of $5,000. Crews may additionally obtain suggestions, which might high up earnings considerably, however this isn’t assured revenue. You’ll almost definitely be paid in {dollars}, so will want a world checking account equivalent to Revolut or Stripe, or be ready to take a success on forex conversion charges.
Yow will discover personal yachting jobs on specialist web sites like Blue Water Yachting and The Crew Community.


Pub Supervisor
Operating a pub is difficult work, particularly in at this time’s squeeze on hospitality making revenue margins small. Nonetheless, it may be a fantastic job, sociable, and include large job satisfaction when carried out effectively. Many pubs embody live-in lodging for the supervisor; this may additionally be the individuals who personal the franchise of a sequence, or who’re employed by the pub proprietor to run it on a day-to-day foundation. Pub lodging is extra everlasting in that it’s a full dwelling house, equivalent to a flat above the pub itself, and means it might swimsuit {couples} and people with pets, in comparison with another jobs on this checklist. It’s additionally not seasonal work, so you’ll be able to have year-round lodging safety when you’re within the job.
To turn into a live-in pub supervisor, you’ll must have in depth hospitality expertise. You additionally want a great head for enterprise, from the financials to the legalities of being an employer or liable for a group of individuals, the licensing and leisure guidelines, and find out how to market your pub to get a great deal of clients! It’s an ‘every thing job’ the place you’ll put on lots of completely different hats, however it may be extremely rewarding and put you proper on the coronary heart of a neighborhood.
The best way to discover dwell in pub work
There are typically live-in alternatives for extra junior bar workers, too. So, in case you don’t have a great deal of expertise but, it’s nonetheless value on the lookout for live-in bar jobs. You may look on web sites like Caterer.com for vacancies, whereas brewery web sites like Greene King and Samuel Smith will even have vacancies and franchise alternatives.
Au Pair or Nanny
An au pair and nanny are comparable jobs. An au pair tends to be a youthful particular person on a shorter time period working visa, out of the country to their very own, whereas a nanny is a extra formal childcare supplier, usually a citizen of the nation which permits long term childcare.
Au pairs and nannies are usually live-in roles, with lodging included. It might or could not embody meals, however your utilities payments shall be coated. If you are live-in, you’re not imagined to be ‘on name’ 24/7, except you will have a excessive wage that displays this. Nonetheless, chances are you’ll discover ‘job creep’ taking place since you dwell in the identical home.
You can be liable for managing childcare within the household you’re employed by. This is perhaps taking them to and from college, serving to with homework, taking them to actions, encouraging them with playtime, and rather more. Some households like their nanny to be very hands-on and concerned in all features of their baby’s life, whereas others could have set roles and set instances of day you’re wanted (equivalent to the college run). You may additionally be required to assist with duties like cleansing the house and serving to with the youngsters’s laundry, and cooking some meals for the youngsters. Boundaries can typically turn into blurred, so it’s useful to suppose: “does this activity profit the youngsters or simply the dad and mom?”. Your duties ought to be for the good thing about the youngsters; something that’s solely for the dad and mom (equivalent to fetching their dry cleansing) just isn’t your job.
How a lot will you earn?
You need to nonetheless be paid Nationwide Minimal Wage as a live-in nanny within the UK; your lodging can’t be used as an alternative of cost (which is classed as slavery). You will need to maintain monitor of your working hours. Relying on the hours you’re contracted to do, you might earn between £300-£900 every week as a junior nanny, and £800 every week or extra upon getting just a few years’ expertise. Should you work with kids with further wants, your pay ought to be larger than common. Having certificates equivalent to baby first help, early studying, or {qualifications} in dealing with kids with further wants might be useful to discovering work. Discover dwell in nanny jobs on specialist websites like Little Ones London or Eden Personal Employees, or on broader websites like Certainly.
Au pairs within the UK should earn Nationwide Minimal Wage, however this could range in different international locations. As a substitute, your host household is anticipated to cowl your whole bills and offer you ‘pocket cash’, which might be something from £100 – £400 every week relying on which nation you’re employed in, the household measurement and wishes, and any au pair company minimal necessities. Join with an au pair company to search out work, as a result of they will even have the option that will help you handle the required working visas.


Reside-In Carer
Caring is a crucial trade, offering assist to individuals who need assistance to dwell on their very own or in care properties. Should you’re a sociable particular person and revel in working carefully with individuals, it might be a great job. You will have to be snug with offering individuals with private care equivalent to serving to with bathing and getting dressed.
In case you have caring expertise and need a extra one-to-one job, a live-in carer might be the position for you. These jobs embody lodging and utilities, and sometimes some meals as effectively. You can be anticipated to offer full-time care to the particular person you reside with, and the duties this consists of will range relying on their wants however usually consists of private hygiene, dressing, cooking and/or feeding, taking them to appointments and actions, medicine administration, and in addition companionship equivalent to watching TV or studying a ebook collectively.
Reside-in caring roles might be fairly intensive, particularly as you might be at all times ‘on the clock’ in case your consumer has excessive wants or is susceptible to medical emergency. You’re legally entitled to day without work, nevertheless, so be sure that there are some preparations in place equivalent to visiting carers to permit you the required downtime. Some shoppers could have two live-in carers who rotate a day and evening shift for twenty-four/7 care. There are additionally some roles for live-in carers inside care house settings, as an on-call carer – you’ll often want a number of years’ care expertise to be thought of for these positions.
How a lot can I earn?
You will have some care coaching, however in case you are employed by way of an company this coaching is usually included earlier than you might be positioned at a job. Your position could contain specialist take care of individuals with further wants or restricted psychological capability, so additional coaching in these areas could be very useful. It’s possible you’ll be positioned in a long-term position for supportive care, or shorter time period as palliative end-of-life care, so will have to be ready for the excessive emotional toll any such job can take.
Weekly charges are between £700 – £1400, relying on expertise and job necessities.
HomeShare Scheme
There’s one scheme that isn’t a carer job, however may offer you housing. The HomeShare scheme pairs older individuals with youthful individuals, with the younger particular person paying no or low hire in alternate for supporting the older particular person. It may be a option to acquire caring expertise whereas additionally conserving your bills low, even in case you can’t discover a job with free lodging for the meantime. Discover out extra on the HomeShare web site.


Lodging Warden
Some locations could have a live-in one that is on-call for residents to assist handle upkeep requests, organise neighborhood actions, and help with guests together with helping with coordinating healthcare or being the one that requires an ambulance in an emergency.
Most lodging wardens are employed in retirement communities. They’re there to offer peace of thoughts to residents, who both personal or hire their properties within the advanced, serving to with day-to-day upkeep, organising actions and social occasions, and even serving to with issues like know-how recommendation (equivalent to serving to them arrange Zoom to speak to their households). You’re not anticipated to offer one-to-one private care like a live-in carer, and can dwell in your individual flat or home reasonably than with residents. You’ll have to pay your individual bills like meals and utilities, not like another jobs on this checklist.
You may additionally be an lodging warden for a property like pupil halls. These roles are usually given to mature college students of their remaining years of research, in alternate for decreased or free hire, reasonably than as full-time jobs.
Wardens may additionally be employed at impartial dwelling amenities for individuals with further wants, or at shelter lodging equivalent to home abuse refuges or neighborhood rehabilitation properties (‘midway homes’). These roles want further coaching and related expertise, however might be extremely rewarding jobs.
How a lot can I earn?
Lodging warden roles range. As with all different live-in position, you should be paid Nationwide Minimal Wage for the hours you’re employed, and employment guidelines like common breaks additionally apply. A mean annual wage for a junior warden is £24,000 – £28,000 per yr – however bear in mind, your hire is included so your dwelling bills are considerably decrease than live-out jobs.

