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Reading: SmartFinancial, Inc. (SMBK) Q1 2026 Earnings Name Transcript
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SmartFinancial, Inc. (SMBK) Q1 2026 Earnings Name Transcript

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Last updated: April 20, 2026 8:16 pm
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Published: April 20, 2026
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SmartFinancial, Inc. (SMBK) Q1 2026 Earnings Name Transcript


Operator

[Operator Instructions] Good day, everybody, and thanks for becoming a member of the SmartFinancial First Quarter 2026 Earnings Launch and Convention Name. My identify is Claire, and I will be coordinating your name as we speak. [Operator Instructions] I’ll now hand over to Nate Strall, Director of Investor Relations, to start. Please go forward.

Nathan Strall
Head of Investor Relations

Thanks, Claire, and good morning, everybody, and thanks for becoming a member of us for SmartFinancial’s First Quarter 2026 Earnings Name. Throughout as we speak’s name, we are going to reference the slides and press launch which are accessible within the Investor Relations part on our web site, smartbank.com. Billy Carroll, our President and Government Officer, will start our name, adopted by Ron Gorczynski, our Chief Monetary Officer; who’ll present some further commentary. We will probably be accessible to reply your questions on the finish of our name. Our feedback embody forward-looking statements. These statements are topic to dangers and uncertainties, and precise outcomes might range materially.

We record the elements that may trigger these outcomes to vary materially in our press launch and in our SEC filings, which can be found on our web site. We don’t assume any obligation to replace any forward-looking statements due to new info, early developments or in any other case, besides as could also be required by regulation. Through the name, we are going to reference non-GAAP monetary measures associated to

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