Operator
Good morning, and welcome to the Mercantile Financial institution Company 2025 Fourth Quarter Earnings Outcomes Convention Name. [Operator Instructions]. Please notice, this occasion is being recorded.
I’d now like to show the convention over to Nichole Kladder, Chief Advertising Officer of Mercantile Financial institution. Please go forward.
Nichole Kladder
Whats up, and thanks for becoming a member of us. As we speak, we are going to cowl the corporate’s monetary outcomes for the fourth quarter of 2025. The crew members becoming a member of me this morning embody Ray Reitsma, President and Chief Government Officer; in addition to Chuck Christmas, Government Vice President and Chief Monetary Officer.
Our agenda will start with ready remarks by each Ray and Chuck and can embody references to our presentation masking this quarter’s outcomes. You’ll be able to entry a duplicate of the presentation in addition to the press launch despatched earlier at this time by visiting mercbank.com.
After our ready remarks, we are going to then open the decision to your questions. Earlier than we start, it’s my accountability to tell you that this name could contain sure forward-looking statements akin to projections of income, earnings and capital construction in addition to statements on the plans and goals of the corporate’s enterprise.
The corporate’s precise outcomes may differ materially from any forward-looking statements made at this time on account of components described within the firm’s newest Securities and Change Fee filings. The corporate assumes no obligation to
