Ripple president Monica Lengthy says the corporate’s newest $500 million fairness increase is being put to work on integrating a run of acquisitions and increasing Ripple’s push into regulated stablecoin infrastructure.
In an interview with Bloomberg Crypto on Jan. 6, Lengthy addressed investor questions across the fundraising phrases, Ripple’s plans for RLUSD below a brand new US regulatory regime, and whether or not the corporate is transferring any nearer to an IPO.
What Ripple Is Actually Doing With Its $500M Battle Chest
The increase, completed within the fourth quarter at a reported $40 billion valuation, introduced in main names together with Citadel and Fortress, alongside quite a few crypto native funds. The deal reportedly permits buyers to promote shares again to Ripple at a assured worth and return, plus preferential therapy in main occasions equivalent to a sale or chapter.
Lengthy didn’t dwell on the particular mechanics, however framed the construction as favorable for Ripple and positioned the investor combine as strategic for the place the corporate needs to go subsequent.
“So the general construction for the fundraiser may be very, very optimistic, very favorable for Ripple,” Lengthy stated. “We had been actually happy to welcome Fortress and Citadel onto our cap desk along with quite a few different crypto native premier funds. And what they actually noticed was that our enterprise is working, , our technique of making digital asset infrastructure for companies and monetary establishments alongside the inflection level that secure coin funds hit final 12 months was one thing that they needed to be part of.”
Lengthy added that as Ripple seems to be “extra towards making use of these applied sciences to the world of capital markets,” buyers like Citadel and Fortress could be “nice strategic companions on that entrance.”
Pressed on whether or not the investor protections had been essential to safe the valuation and shut the deal, Lengthy supplied restricted further element, saying solely that “to my information, they had been excited to be part of to be buyers in Ripple,” and that Ripple was “very happy with how the phrases of the deal panned out.”
Lengthy stated the cash is supporting an organization that’s nonetheless in build-and-integrate mode after an acquisitive 12 months. “You understand, 2025 was an enormous 12 months for Ripple for each our natural progress after which additionally inorganic,” she stated, including Ripple “had acquired 4 firms final 12 months with the fundraise as properly,” and is now targeted on “integrating these companies [Hidden Road, Rail, GTreasury and Palisade] and persevering with to develop.”
Lengthy additionally described Ripple’s broader effort to diversify worth creation past the corporate’s XRP holdings by constructing what she known as the “connective tissue” wanted to make tokenized belongings usable for establishments, custody, compliant on- and off-ramps, and regulatory permissions. She stated Ripple has taken a “compliance first” strategy and has acquired “70 plus licenses all over the world” to assist buyer flows.
Lengthy additionally outlined how current acquisitions match Ripple’s product roadmap. She pointed to “including elements like MPC custody by means of Palisade,” strengthening the stablecoin providing “with rail,” and shopping for complementary companies that may devour Ripple’s infrastructure, citing GTreasury, which she stated serves “a thousand corporates,” and Ripple Prime, which she stated serves “a whole bunch of hedge funds,” as Ripple pushes into use circumstances like collateral mobility.
Ripple President Monica Lengthy on transferring past #XRP, acquisitions & the way forward for blockchain in tradfi
The Large Nov fundraise (w/ Citadel & Fortress), plans, acquisitions forward, & embracing regulation to legitimize the area pic.twitter.com/1o3AnvISmY
— 𝗕𝗮𝗻𝗸XRP (@BankXRP) January 6, 2026
What Ripple Is Not Doing With The Increase
Regardless of including new massive buyers, Lengthy reiterated Ripple’s stance on staying personal. She stated the corporate nonetheless has “no plan, no timeline for an IPO,” arguing Ripple can fund progress and acquisitions with its present stability sheet power and private-market curiosity slightly than pursuing public-market liquidity.
Requested whether or not Ripple may purchase a centralized change, Lengthy known as exchanges “undoubtedly key companions” however stated Ripple doesn’t plan an acquisition in that class, whereas noting the rise of decentralized exchanges and a broader pattern of “verticalization” amongst main crypto companies.
At press time, XRP traded at $2.25.

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