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Reading: Shinhan Monetary Group Co., Ltd. (SHG) Q3 2025 Earnings Name Transcript
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Shinhan Monetary Group Co., Ltd. (SHG) Q3 2025 Earnings Name Transcript

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Last updated: October 28, 2025 8:15 am
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Published: October 28, 2025
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Shinhan Monetary Group Co., Ltd. (SHG) Q3 2025 Earnings Name Transcript


Shinhan Monetary Group Co., Ltd. (NYSE:SHG) Q3 2025 Earnings Name October 28, 2025 1:00 AM EDT

Firm Members

Cheol Woo Park – Head of Investor Relations
Sang Yung Chun – Deputy President & Chief Monetary Officer
Lee Jeong-bin
Dong-kwon Bang – Deputy President & Chief Danger Officer
Hae Chang Park

Convention Name Members

Jun-Sup Jung – NH Funding & Securities Co., Ltd., Analysis Division
Jaewoong Gained – HSBC World Funding Analysis
Do Ha Kim – Hanwha Funding & Securities Co., Ltd., Analysis Division
Jiwon Kim – DAOL Funding & Securities Co., Ltd., Analysis Division

Presentation

Cheol Woo Park
Head of Investor Relations

Good afternoon. That is Cheol Woo Park, answerable for IR. I thank everybody for becoming a member of us on the 2025 third quarter earnings launch by Shinhan Monetary Group regardless of your busy schedule.

As we speak, we’ve right here with us Group CFO, Sang Yung Chun; Group CSO, SeogHeon Koh; Group CRO, Dong-kwon Bang; Shinhan Financial institution CFO, Jeongbin Lee; Shinhan Card CFO, Haechang Park; Shinhan Securities CFO, Jeonghoon Jang; and Shinhan Life CFO, Sunghwan Joo.

We are going to begin out with the CFO’s presentation on enterprise efficiency of Q3 2025, adopted by a Q&A session with the executives current right here with us.

Let me now go to CFO Chun to start out the presentation.

Sang Yung Chun
Deputy President & Chief Monetary Officer

Good afternoon. Thanks for becoming a member of us for the third quarter 2025 earnings launch. I’ll start from Web page 2, enterprise efficiency highlights. As of the tip of September 2025, the group’s CET1 ratio was preliminarily estimated at 13.56%, sustaining a secure stage. It outcomes from our endless RWA administration effort mixed with strong revenue era regardless of the received depreciation and progress in mortgage belongings for future preparedness.

Primarily based on this, Board right this moment resolved on money dividend of KRW 570 per share for the third quarter. Shareholder return

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